January Financial Recap – $2010.65 Impact

I’ve been keeping you guys up to date with what I have been earning through survey and reward companies, but because most of you don’t take surveys it may better to let you see a full picture of all of the money saving ideas I implement to save and earn money.

I model my financial decision behind the Holy Bible and try to focus on the income earning premises found in Proverbs 31:24

She maketh fine linen, and selleth it; and delivereth girdles unto the merchant.

And the premise of money management found in Proverbs 31:27

She looketh well to the ways of her household, and eateth not the bread of idleness.

And the premise of  wise financial discernment found in Proverbs 31:16

She considereth a field, and buyeth it: with the fruit of her hands she planteth a vineyard.

We have been a one income family for close to 8 years and in that time we have adopted the principle of  living on less than we earn and never calculating any secondary income into financial decisions.

In other words, we do not calculate in what I earn as a source for addressing bills, debt or purchases. What we decided to do if I ever went back to work was to dedicate my income to savings. In theory, we planned what we would do with a second income before we began earning a second income. So although we have two incomes we like we only have one.

Not only that, but we also evaluate every method available to reduce the financial obligations tied to my husbands income. Each dollar saved is a dollar earned. I don’t think people realize how a little savings here and there can accumulate. Below you will get an idea of how beneficial every tiny effort can be for your family.


Grocery Savings $942.34

Renpure Rebate $6.99

Free Items $84.53

Seventh Generation Giveaway (value $17)
Natural Hair Care Giveaway (value $56)
Lay’s Ruffles Coupon (value .99¢)
FREE Jet magazine .77
FREE Ebony magazine $1.72
FREE Parents magazine .33
FREE Black Enterprise $1.08
FREE Martha Stewart Living $2.33
FREE American Baby $1.16
FREE Disney FamilyFun .99
FREE Forbes $1.15
FREE Bloomberg Business Week $1

Rebate Shopping Sites $2.50

Ebates (Get $5 or a $10 gift card after first qualifying purchase)
Shop At Home (Get $5 when you sign up. Must use within 60 days)
Swagbucks $2.50 (Get 30 Swagbucks for signing up)

Sale Shopping $94.08

Target $34.09
Walmart $200
Amazon.com $49.99
Living Social $10 (Get $5 for joining)
Shop at Home (Get $5 when you sign up)

Total Weekly Savings – $1,323.45

Grand Total YTD – $1,323.45



Linkshare Affiliate Network

Logical Media Affiliate Network ($25 Sign on Bonus)

Ready Site Affiliate Network ($25 Sign on Bonus)

Panthera Affiliate Network ($150 Sign on Bonus)

My Savings Affiliate Network

Escalate Media Affiliate Network

Shop at Home





Ebook Sales



Pine Cone Research

My Survey

Opinion Outpost

Ipsos/I say Panel

Survey Spot

American Consumer Opinion

Nielsen Digital

Survey Head (Get $5 for signing up)



Focus Group




Total January Earnings – $687.20

Grand Total YTD – $687.20

Total Overall Impact to My Family – $2010.65

Our families financial goals for this year are to fully fund our 3-6 month emergency fund, buy a used car debt FREE, make $3600 in extra mortgage payments this year and invest 15% of our annual income in a retirement account. We decided to open an ING IRA which will earn us a $50 bank bonus.

Ephesians 3:20-21 (King James Version)

20Now unto him that is able to do exceeding abundantly above all that we ask or think, according to the power that worketh in us,

21Unto him be glory in the church by Christ Jesus throughout all ages, world without end. Amen.


  1. says

    Yes, thank you so much! I just found your site yesterday, but have subscribed & spent many hours now looking around. It’s FABULOUS! It’s wonderful to find Christian women encouraging one another. As far as your time/money situation goes, I figured out your hourly wage(or what you’re saving your family), because I’m a little geeky that way! 🙂 $2010.65/20 days=$100.53/8 hours a day= $12.56/hour! WAY better than minimum wage, yes? And the fact that you love what you do? Priceless! 🙂


    The Proverbs Wife Reply:

    @Jenny (Queenbeaz),

    Oh…boy! 😀 Mr. Proverbs Wife is a numbers man and I can never come up with a number that sounds good enough to report. I don’t track my hours because it sucks the fun out of what I do. And since I don’t blog to make a living, I just make a living as a result of blogging…I just calculate what I earn and guesstimate on the hours.

    It’s really hard for me to clock this reply as work, but maybe an accountant would. Who knows.

    I’m rambling but thanks for running the numbers it was surprising to see. 😀


  2. says

    Thanks for sharing this! How much time does this take you every month and where did you find all the free magazine subscriptions? Thanks again! 🙂


    The Proverbs Wife Reply:

    @Jenny (Queenbeaz),

    Hi Jenny,

    All of the wonderful members of our Proverbs Wife community along with my company affiliates keep me posted on new magazine freebie deals. You can find the paste freebies here to see if some are still available: http://aproverbswife.com/tag/free-magazines

    If not, no worries 😀 If you are subscribed to A Proverbs Wife, you’ll get updates when I find new magazine deals.

    As far as the amount of time I invest, let’s just say that I’m not making a financial profit. But that’s cool because that not why I started this site. It was started to help me be a better steward of my finances and share what I learn with women like you.

    This site is my ministry first and my business second. Monday through Friday I’m on the computer around 8 hours a day, reading, writting, posting, editing, chatting on Facebook or Twitter, Emailing, negotiating, etc.

    If this were someones company and I had all of those tasks I’d probably quit, but because it’s mine, I love it.

    I hope that answered your question. 🙂



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