I’ve been keeping you guys up to date with what I have been earning through survey and reward companies, but because most of you don’t take surveys it may better to let you see a full picture of all of the money saving ideas I implement to save and earn money.
I model my financial decision behind the Holy Bible and try to focus on the income earning premises found in Proverbs 31:24
She maketh fine linen, and selleth it; and delivereth girdles unto the merchant.
And the premise of money management found in Proverbs 31:27
She looketh well to the ways of her household, and eateth not the bread of idleness.
And the premise of wise financial discernment found in Proverbs 31:16
She considereth a field, and buyeth it: with the fruit of her hands she planteth a vineyard.
We have been a one income family for close to 8 years and in that time we have adopted the principle of living on less than we earn and never calculating any secondary income into financial decisions.
In other words, we do not calculate in what I earn as a source for addressing bills, debt or purchases. What we decided to do if I ever went back to work was to dedicate my income to savings. In theory, we planned what we would do with a second income before we began earning a second income. So although we have two incomes we like we only have one.
Not only that, but we also evaluate every method available to reduce the financial obligations tied to my husbands income. Each dollar saved is a dollar earned. I don’t think people realize how a little savings here and there can accumulate. Below you will get an idea of how beneficial every tiny effort can be for your family.
Grocery Savings $942.34
Renpure Rebate $6.99
Free Items $84.53
Seventh Generation Giveaway (value $17)
Natural Hair Care Giveaway (value $56)
Lay’s Ruffles Coupon (value .99¢)
FREE Jet magazine .77
FREE Ebony magazine $1.72
FREE Parents magazine .33
FREE Black Enterprise $1.08
FREE Martha Stewart Living $2.33
FREE American Baby $1.16
FREE Disney FamilyFun .99
FREE Forbes $1.15
FREE Bloomberg Business Week $1
Rebate Shopping Sites $2.50
Sale Shopping $94.08
Total Weekly Savings – $1,323.45
Grand Total YTD – $1,323.45
Logical Media Affiliate Network ($25 Sign on Bonus)
Ready Site Affiliate Network ($25 Sign on Bonus)
Panthera Affiliate Network ($150 Sign on Bonus)
SURVEYS & REWARDS: $53.20
Pine Cone Research
Survey Head (Get $5 for signing up)
BANK BONUSES: $178
Total January Earnings – $687.20
Grand Total YTD – $687.20
Total Overall Impact to My Family – $2010.65
Our families financial goals for this year are to fully fund our 3-6 month emergency fund, buy a used car debt FREE, make $3600 in extra mortgage payments this year and invest 15% of our annual income in a retirement account. We decided to open an ING IRA which will earn us a $50 bank bonus.
Ephesians 3:20-21 (King James Version)
20Now unto him that is able to do exceeding abundantly above all that we ask or think, according to the power that worketh in us,
21Unto him be glory in the church by Christ Jesus throughout all ages, world without end. Amen.