How to Organize your Bills and Budget

I was going through my budget binder this morning and thought about you all. I can remember clearly our decision to become a one income family and all the effort that went into making it a reality. One of the things that really helped us make the transition was getting a clear picture of our finances. One of the first things I had to do as a stay at home wife was learn how to budget one income. We were a two income family now living on one income so some changes had to made. The first thing I addressed was creating a budget book. We've improved it over the years to make it work for us so  I'm going to show you what it looks like now. How to Organize your Bills and Budget This main purpose for our budget binder is to help us better manage our finances so to do that we created the following ‘tab names‘ and purposes for each section. TO BE PAID — As bills are received they are placed in the front pocket of my binder. I used to have these in a file on my desk so having them in my … [Continue reading...]