If you haven’t done so already, it’s about time to prepare to request your FREE annual credit report. Getting out of debt is not only about budgets, it’s also about knowing what your creditors are saying about you. You can get your FREE credit score from Credit Karma and your FREE credit report using FREE Annual Credit Report. I’ve been using both of these sites to monitor my credit and score. Both of these services are absolutely FREE to join and use.
I use both because each have different features that allow me to compile a complete credit picture. Annual Credit Report allows me to access my report twice a year from the top three credit monitoring agencies, TransUnion, Experian, and Equifax.
Credit Karma provides me with a credit score and financial tools that have helped me repair my credit. With Credit Karma, I can see how my financial decisions will affect my credit score for the better or worse before I even carry them out.
According to their site and my personal experience, “You get your 100% free credit score instantly, securely, and safely. Credit Karma provides truly free credit scores to consumers direct from the credit bureaus. Your scores are retrieved securely with no hidden fees. Use the free credit report card to learn more about your credit report and score. Compare individual credit report categories to national averages. See how the various items on your credit report affect your credit score. Plus, it’s completely free!“
- 1. Access to your FREE Credit Score anytime
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- 6. Community feedback on offers & partners