A Proverbs Wife

9 Things You Should Do Before The New Year

1. Begin shopping for next Christmas.

You are probably recovering from all of this years holiday shopping and don’t want to spend another dime. But that’s the way consumers look at the days between December 26th and January 4th.

An investor looks at these 10 day days as a prime to buy now while the prices are at their lowest. The mark downs will be as much as 90% off during this period which is why it’s the best time to buy.

With this in mind you can begin saving up each year for not only Christmas shopping but after Christmas shopping as well. Be sure to check out the 17 things you should buy after Christmas.

2. Take down the Christmas decorations.

This is a great opportunity to think about Christmas next year. What will it look like when it’s time to pull the decoration back out of storage?

Use this time to strategically organize your decorations making it easier to pull them out next season. You can get a lot of great ideas for storing Christmas decorations here.

3. Start a savings account or an emergency fund with some of the Christmas money you received.

A great place to keep your emergency fund is in an ING checking or savings account. Having it in a separate account keeps it out of sight and hopefully out of mind.

Not seeing it in your primary bank account will hopefully keep you from spending it. 🙂

4. Begin making some New Year’s Resolutions or better yet, set some new year goals.

The BIG difference between resolutions and goals is a plan.

Use this time to pinpoint what New Years goals you’d like to achieve. Write down what needs to happen for each goal to be carried out from start to finish.

This is one of the steps I show you exactly how to do this using the worksheets included in my ebook, “How to Get Organized in 24 Hours“.

5. Get caught up on your current years tithes and offering.

By now you have a good idea of what your annual income will be for the year therefore, if you’ve fallen behind in your tithe get it paid.

The tithe according to Bible is a tenth of 10% of your net income. If it means doing without something to get it all caught up then make it happen.

“Shall a man rob God?…”

6. Make your final investment contributions.

Anything received after December 31, cannot be claimed during the up coming tax season.

7. Start gathering your tax documents.

If you are self employed it’s especially time for you to get started. This should be especially easy if you’ve kept meticulous records. Unfortunately most of us don’t so start gathering documents now.

Calculate any business related expenses and store everything in a expandable folder.

8. Back up your files.

This is a great time to back up all of your computer and device files. You have probably loaded thousands of photos onto your hard drive along with tons of important documents.

This is a great time to back up your hard drive just in case your computer decides to call it quits in the new year.

9. Purge old stuff.

This includes clothes, furniture, files and thoughts.

If it is no longer adding any benefit to your life, get rid of it. We do this every month and just took our December donations to our local drop of location.


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